Chambersburg, PA: Homespire Mortgage is now offering a wide range of refinancing options to homeowners interested in lowering their monthly payments and saving money by opting for a loan with the lowest interest rate. Clients with unfavorable interest rate adjustments are also ideal candidates for refinancing by the Chambersburg-based lender. The company also assigns a loan consultant to the client to assist in reviewing the previous agreements and going through the available options to see whether plans match what they want to achieve through refinancing.
In addition to refinancing, Homespire Mortgage offers multiple loan products to clients interested in owning property in Chambersburg. One of the popular mortgage options is the 30 years fixed-rate mortgage, which offers stable mortgage payments for 30 years, and the interest is fixed. Alternatively, clients can opt for the same conditions but on a shorter period through a 15 Year Fixed Rate Mortgage. While most of the initial payments go towards mortgage interests, the product allows the client to own a house with zero surprises in the form of irregular premiums.
Homespire Mortgage also offers Adjustable Rate Mortgage (ARM) to clients interested in loan products with flexible terms such as flexible interest over time. ARM loans are ideal for homeowners looking for alternative loan plans or those that may sell their homes later or opt for refinancing options. If the clients are not interested in a loan product with changing interest rates but have a military background, they can opt for VA Loan, which the Veteran’s Administration backs. Unlike the other loan product, the interest rates do not change over time, and the repayment rates are more favorable.
The lender also offers niche-based mortgage plans to clients interested in owning properties, especially if other loan products are too expensive. One of the loan products offered is the FHA 203(k), available to clients interested in fixing an older home instead of buying a new one. The lender also offers USDA Loan to potential homeowners interested in owning properties in the countryside. Since the two special mortgages are unique and are backed by different government entities, the interest rates and repayment plans are personalized to match the client’s repayment ability.
Clients can call the team for refinancing plans at (717) 282-9109. The mortgage lender is located at 442 Stouffer Ave, Chambersburg, PA, 17201, US. To learn more about Homespire Mortgage, visit the website or check the lender’s social media pages.
* This is not an offer for a loan or any type of extension. Eligibility for a loan or extension of credit from Homespire Mortgage Corporation is subject to completion of a loan application, credit, income, and employment qualification, and meeting established underwriting criteria. Rates are subject to change without notice based on market conditions. See Loan Consultant for information on program income limits, buyer contribution, area median income, debt requirements, and other application details. By refinancing your existing loan, your total finances charges may be higher over the life of the loan.
Brian DiPasquale and Dave Mellott
442 Stouffer Ave
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No People Babble journalist was involved in the writing and production of this article.